To all the families and businesses affected by the fires around Los Angeles, we are heartbroken and here to support in whatever ways we can. As many of our Undivided staff also live in the affected areas, it is personal in every way. We will be sharing relevant resources as they come and evolve. You can check out our current list of emergency resources here, including updates on school closures, evacuation shelters, and resources from the CA State Council on Developmental Disabilities. Regional Centers are encouraging families to reach out to their service coordinators and/or Family Resource Center if they are in need of support or services for their child. Please stay safe and take care of yourselves and each other. On our end, we will continue supporting families so that they can access existing and/or new needs for their children. Please reach out. We’re here.
If you are in need of supplies or other emergency resources, please share in Undivided’s private Facebook group for parents. We’re continuing to add information and resources there.
Public benefits & private plans: the parent-friendly guide
Figuring out how to pay for your child’s medical and therapy needs is something no parent looks forward to. It can feel like an unpredictable ride, full of twists and turns — especially when your insurance throws an unexpected curveball your way. Sure, programs like Regional Center and Medi-Cal can step up when private insurance says “no,” but what’s the game plan when they’re not an option either?
We’re here to help you crack the code on covering those tricky expenses. From durable medical equipment (DME) to alternative and out-of-network therapies, we have all the savvy strategies to help you fund the care your child deserves — even if it means going down a nontraditional funding path.
Start with our ultimate guide to funding resources. From Regional Center to CalABLE to California Children’s Services (CCS) and more, we cover some of the well-known (and not so well-known) avenues of funding every parent should know about.
Feeling overwhelmed and don’t know where to start? Watch our short and sweet explainer video to see how Undivided can help with funding→
Next, explore how private insurance works with public benefits like Medi-Cal, Regional Center, and California Children’s Services — and how to troubleshoot the most common issues. And for those parents whose teens are preparing to turn 18, learn what’s available in the process of transitioning to adult services through various public benefits programs. Plus: read How to Use Medi-Cal as Secondary Insurance to cover what your primary insurance doesn’t — like co-pays, therapies, equipment, and more.
→ Add this goal to your Undivided account for a step-by-step guide to help you learn what public benefits are available in California, or add this goal for the step-by-step guide on how to best use Medi-Cal and private insurance to get costs covered.
Sometimes, our journey can take an unexpected turn. If you find that your claims are being denied by insurance, we’ll help you get back on track. Head to this article for tips to help you understand and perhaps even resolve a claim denial, and this article will help you understand the Medi-Cal appeal process and get an idea of what to expect as you advocate for your child’s care.
It seems like half of funding our kids’ needs is just dealing with all the paperwork. Learn how to keep it organized with Undivided’s help→
Get some extra help from Undivided as you embark on your funding journey. Read our 4 Tips for Funding Your Child’s Medical and Therapeutic Needs, which covers four things parents should know about paying for services and medical supplies. You can also grab our free California public benefits downloadable PDF, packed with info about the options available, who’s eligible, what services are offered, and more.
One parent told their Undivided Navigator, “Oh my goodness! I have had a very stressful few days, dealing with anxiety and all the things that come with advocating for your kid — I know you understand. I wanted to take a quick minute to say that your last message brought me to tears, literally. I am so thankful for you all at Undivided. I hope you know that. <3”
Join us for expert office hours
If you’re an Undivided member, join us for a live Q&A on Wednesday, January 22, at 12:00 p.m. PT with Undivided’s Director of Health Plan Advocacy, Leslie Lobel! Leslie will be available to answer all of your questions about insurance, including pre-authorizations, explanation of benefits, out-of-network claims, optimizing in-network coverage, and more. If you’re not an Undivided member yet, get started here to join us for office hours!
Did you catch our CEO’s message about the impact Undivided made in 2024 and what we’re planning for the new year? Read it on our LinkedIn page→
