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Use Medi-Cal and private insurance together


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Written by:Undivided
Published: Feb. 27, 2023Updated: Nov. 7, 2024

Age--
DiagnosisAll diagnoses
LocationCalifornia
UnlocksMoney
When to do itWhen seeing providers who accept Medi-Cal

Medi-Cal may be used as secondary insurance to pay for certain expenses that primary health insurance doesn't cover. Find out how to best use your different types of insurance to get costs covered.

Why

Your primary insurance will be billed first, and Medi-Cal can be billed second to help fund therapies, equipment, supplies, co-pays, and other expenses as allowed by your Medi-Cal coverage.

Guides

Curated by our research team, signed off by experts and parents alike, guides walk you through the entire process, step-by-step. They cover common pitfalls and how to navigate complexities in order to accomplish your goal.

Guide
Use Medi-Cal as secondary health insurance coverage

Once your child is enrolled in fee-for-service or “straight” Medi-Cal, you may be able to use Medi-Cal as secondary health insurance to cover copayments, deductibles, and services or supplies not covered by your primary insurance, as long as your provider accepts Medi-Cal.

7 steps
3 tasks
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Resources

While guides offer a step-by-step approach, suggested resources provide more detailed context so you can dive into a topic. Bookmark resources you want to refer back to by starting your free library.

Making the Most of Medi-Cal
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Contents


Summary

Guides

Resources

The Undivided Roadmap
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Use Medi-Cal and private insurance together

Work with a Navigator to accomplish this goal