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Goal

Increase out-of-network reimbursement to network level


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Written by:Undivided
Published: May. 3, 2023Updated: Oct. 30, 2025

Age--
DiagnosisAll diagnoses
LocationNationwide
UnlocksMoney
When to do itWhen need is determined

If your health plan has a lack of access to a qualified and available network contracted provider, you may be able to get reimbursed at the in-network rate for seeing an out-of-network provider.

Why

You can save money on out-of-pocket costs if you file a successful claim with your health plan.

Guides

Curated by our research team, signed off by experts and parents alike, guides walk you through the entire process, step-by-step. They cover common pitfalls and how to navigate complexities in order to accomplish your goal.

Guide
Advocate for an authorization to increase health plan reimbursement for out-of-network intervention services to network-level coverage.

If a family’s decision to seek out-of-network care is based on the preference for one provider over others, this does not qualify for authorization. If the decision is based on the health plan’s lack of access to an available contracted provider within a reasonable geographic distance or the lack of required specialization, the lack of appropriate care is a circumstance in which a request for increased reimbursement is more suitable.

14 steps
13 tasks
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Contents


Summary

Guides

The Undivided Roadmap
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Increase out-of-network reimbursement to network level

Work with a Navigator to accomplish this goal