Will insurance pay for a service dog for my child?
Published: Dec. 19, 2024Updated: Apr. 17, 2026
Health insurance doesn’t cover service dogs. Kelly Camm from 4 Paws says she has never been given a reason for this, but she thinks it’s because the dog is a living creature. “You can fix a broken wheelchair, but you can’t just replace a service dog,” she says.
Regional Centers can help with some of the costs of food, grooming, and healthcare for service dogs. California’s Assistance Dog Special Allowance (ADSA) program provides a monthly payment of $50 to eligible families using a service dog.
For more information, see our full article The Amazing, Incredible Service Dog.
Unlock more with Undivided
Turn knowledge into action that benefits your child
Get MembershipEach piece of content has been rigorously researched, edited, and vetted to bring you the latest and most up-to-date information. Learn more about our content and research process here.
A Navigator is your Partner at each turn
Every Undivided Navigator has years of experience supporting families raising kids with disabilities or parenting their own. Partner with an Undivided Navigator for a free Kickstart to learn first hand what support feels like!
Expert-driven content, guidance, and solutions.
Member events and office hours with real answers, plus access to our private parents' group.
Priority to begin a free Kickstart of the Undivided Support System with a dedicated Navigator.
“It’s so helpful to have one place that you can go to get many answers.”–Leeza Woodbury, with Navigator Kelly since 2020
Beta
