Undivided: Medi-Cal as Secondary Health Insurance - Parent Questions
Undivided Resources
Parent Question

Can I use Medi-Cal as secondary insurance?


Published: Feb. 2, 2022Updated: Mar. 17, 2022
Copy URL

Families who already have health insurance coverage for their child can still benefit from Medi-Cal as it may be used as a secondary insurance to pay certain expenses that your primary health insurance doesn’t cover.

First, you need to make sure your physician, facility, or service accepts straight Medi-Cal. If they do, they can bill your primary insurance before billing the amount not covered to Medi-Cal. For services or supplies that aren’t completely covered by your primary insurance, you will need a written denial of coverage from your primary insurance as well as a prescription or order from your doctor showing that the service, medication, or supplies are medically necessary.

For more information, check out our article Making the Most of Medi-Cal.

Tags:

Join the Undivided Community to get more resources like this in your inbox


Promise Image
Each piece of content has been rigorously researched, edited, and vetted to bring you the latest and most up-to-date information. Learn more about our content and research process here.
A Navigator is your Partner at each turn
Every Undivided Navigator has years of experience supporting families raising kids with disabilities or parenting their own. Partner with an Undivided Navigator for a free Kickstart to learn first hand what support feels like!
tick-icon
Expert-driven content, guidance, and solutions.
tick-icon
Member events and office hours with real answers, plus access to our private parents' group.
tick-icon
Priority to begin a free Kickstart of the Undivided Support System with a dedicated Navigator.
“It’s so helpful to have one place that you can go to get many answers.”–Leeza Woodbury, with Navigator Kelly since 2020
*Currently offering Navigator Kickstarts to residents of California