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How Does Medi-Cal Managed Care Work With Private Insurance?

How Does Medi-Cal Managed Care Work With Private Insurance?


Published: Jan. 18, 2023Updated: Jan. 18, 2023

On January 12, we held a live Q&A with Public Benefits Specialist Lisa Concoff Kronbeck to address questions about the recent changes to Medi-Cal. Whether you missed the live event or you want to review what we learned, check out the highlights below!

The #1 thing you need to know about the change from fee-for-service to managed care

In this clip, Lisa lays out what you need to speak with your providers about, and she underlines why documenting medical necessity is so important if you want Medi-Cal to cover a service or prescription:

Troubleshooting your new managed care plan

We’ve been hearing in our Facebook group that the change to a managed care plan isn’t going smoothly for all families. If you have questions about the managed care plan you were assigned, and you’re having trouble reaching a representative over the phone to resolve the issue, check out Lisa’s tips for getting through to Medi-Cal:

Top 3 tips for using Medi-Cal together with your private insurance

Check out this clip for a quick summary of Lisa’s advice for using Medi-Cal coverage to supplement your private insurance:

Keep in mind that the people responsible for processing claims are still learning how this big change is supposed to work. Lisa reminds us that it’s going to take a while to iron out the kinks, so don’t be afraid to use the grievance process in the meantime to clear up misunderstandings and get things covered.

One of the most frequent questions we received during our Q&A event is: Can families who have private insurance still go to any Medi-Cal doctor who takes their plan?

Lisa says that as long as the provider is in-network with the private insurance plan and the managed care plan, Medi-Cal should pick up the out-of-pocket expenses regardless of whether or not the referral was made by a managed care doctor. The same should be true of DME and prescriptions.

For example, if your child needs some equipment and your primary insurance doctor writes a prescription for DME, you should not also need a prescription from a managed care doctor. The primary insurance doctor’s prescription should suffice as long as you purchase the DME from a provider who is in-network for both plans. Similarly, if you need to see a specialist, make sure the specialist is in-network with both plans; you don’t need a referral from a managed care primary doctor. Lisa says that as long as you have private primary insurance, Medi-Cal should not require you to visit a managed care primary physician. If that happens, please let us know.

For more information about using Medi-Cal as secondary coverage, see this article.

Thank you to Lisa for answering questions during our event on January 12, 2023! You can catch the full recording here.

Keep an eye on our Facebook page to learn more about upcoming events, and join our private Facebook group for parents to keep the discussion going!

Contents


Overview

The #1 thing you need to know about the change from fee-for-service to managed care

Troubleshooting your new managed care plan

Top 3 tips for using Medi-Cal together with your private insurance

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Author

Brittany OlsenUndivided Editor

An editor and cartoonist who loves using words and images to simplify and share ideas. She has ten years of experience as a copy editor and lives near Portland, Oregon. She often spends her free time going on nature walks with her dog or trying new bread recipes.

Reviewed by

Lindsay Crain, Undivided Head of Content and Community

Contributors

Lisa Concoff Kronbeck, Undivided Public Benefits Specialist
Lisa Concoff Kronbeck, Undivided Public Benfits Specialist


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