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Future and Financial Planning

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Overview

From learning life skills that foster independence to planning for the future our children imagine, there are a number of steps we can take to set our kids up for greater success.

When should I start thinking about helping my child prepare for the tasks of adulthood?

It’s never too early to start teaching your kids functional life skills like getting ready for the day, communicating about and budgeting money, and other tasks as developmentally appropriate.
As your child gets closer to eighteen, you’ll want to start thinking about how to support them in making life decisions and how to keep them safe while fostering their independence. Some options include supportive decision-making, durable power of attorney, and limited or full conservatorships; learn about the differences and which one may be appropriate for your child and family.

Contents

Overview

When should I start thinking about helping my child prepare for the tasks of adulthood?

What can I do to start planning for my child’s transition to life after high school?

How can I make sure my child has the financial support they need throughout their life?

Preparing for the Transition to Adulthood

The Transition to Adulthood

Person-Centered Planning 101

Individual Transition Plan (ITP) 101

College for Students With Intellectual Disabilities

Looking Toward Our Kids’ Futures Without Fear

Resources for Support in Adulthood

Supported Decision-Making 101

Conservatorships (Limited and Full) in California

How the Department of Rehabilitation Can Help with the Transition to Adulthood

Supplemental Security Income (SSI) in the Transition to Adulthood

Financial Planning

Budgeting Basics to Keep Your Family Afloat

The Basics of Estate Planning for Families with Dependent Children

ABLE Accounts and Creating a Special Needs Trust in California

Tax Strategies for Families Raising Kids with Disabilities

Latest Resources

Parent Question

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Parent Question

What can my child use an ABLE account for?

Parent Question

Should I set up an ABLE account or a special needs trust for my child?

Parent Question

How do I open an ABLE account for my child?

Article

Legal Tasks to Complete before Your Child Turns 18

Parent Question

What do transition to adulthood advocates do?

Parent Question

How is supported decision making different from a conservatorship?

Parent Question

How much should I charge my child for rent in an SSI loan agreement?

Parent Question

How do I stay involved in the IEP process after my child turns 18?

Event Recap

12 Frequently Asked Questions about High School IEPs and the Transition to Adulthood

Video

High School IEPs and the Transition to Adulthood with Education Advocate Lisa Carey

Video Clip

The Importance of Reevaluating Kids with Disabilities Adolescents

Video Clip

What is California’s Alternate Pathway to a High School Diploma

Video Clip

Welcome to Undivided

Video Clip

The One Tool Every Teacher Needs to Know Your Child

Video Clip

How to Get Ready for the First Week Back-to-School

Video Clip

Why Person-Centered Planning Is Powerful

Video Clip

Helping Kids Identify the Seeds of Reality in Their Dreams

Video Clip

What Does the Person-Centered Process Look Like?

Video

Navigating Divorce and Co-Parenting Children with Disabilities | Undivided Conversations

Video

CalABLE: Essentials and Why It Matters

Video Clip

Tips for Following Up on a Prior Written Notice

Event Recap

7 Key Questions about CalABLE Accounts Answered

Video Clip

Tips for Parents When Teaching Social Skills in Real Life Settings

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Author

Brittany OlsenUndivided Editor

An editor and cartoonist who loves using words and images to simplify and share ideas. She has ten years of experience as a copy editor and lives near Portland, Oregon. She often spends her free time going on nature walks with her dog or trying new bread recipes.

Reviewed by Jennifer Drew, Undivided Senior Editor

Each piece of content has been rigorously researched, edited, and vetted to bring you the latest and most up-to-date information. Learn more about our content and research process here.

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Future and Financial Planning

Overview

When should I start thinking about helping my child prepare for the tasks of adulthood?

Preparing for the Transition to Adulthood

Resources for Support in Adulthood

Financial Planning

Top Parent Questions

Top Video Clips

Latest Resources

Author